When you are young, you have lots of time, energy, but no money.
When you are in your 40s, you have lots of money, energy, but no time.
When you retire, you have lots of time, money, but no energy.
This has in some ways shaped my life significantly. So what have I learnt?
Save money when we are young.
Aim for time affluence in our 40s.
Aim for good health in our retirement.
The things we can learn from our patients.